diff --git a/src/layout/Layout.vue b/src/layout/Layout.vue
index d681bc5..320dfb3 100644
--- a/src/layout/Layout.vue
+++ b/src/layout/Layout.vue
@@ -69,11 +69,6 @@
           <template #title>匹配管理</template>
         </el-menu-item> -->
         
-        <el-menu-item v-if="userStore.isAdmin" index="/risk-management">
-          <el-icon><Warning /></el-icon>
-          <template #title>风险管理</template>
-        </el-menu-item>
-        
         <el-menu-item v-if="userStore.isAdmin" index="/agents">
           <el-icon><Avatar /></el-icon>
           <template #title>代理管理</template>
diff --git a/src/router/index.js b/src/router/index.js
index 29f1d13..5adee2b 100644
--- a/src/router/index.js
+++ b/src/router/index.js
@@ -152,16 +152,6 @@ const routes = [
       //     requiresAdmin: true
       //   }
       // },
-      {
-        path: 'risk-management',
-        name: 'RiskManagement',
-        component: () => import('@/views/RiskManagement.vue'),
-        meta: {
-          title: '风险管理 - 炬融圈',
-          icon: 'Warning',
-          requiresAdmin: true
-        }
-      },
       {
         path: 'agents',
         name: 'Agents',
diff --git a/src/views/RiskManagement.vue b/src/views/RiskManagement.vue
deleted file mode 100644
index 6d29018..0000000
--- a/src/views/RiskManagement.vue
+++ /dev/null
@@ -1,450 +0,0 @@
-<template>
-  <div class="risk-management">
-    <div class="page-header">
-      <h1>风险管理</h1>
-      <div class="header-actions">
-        <el-button @click="checkTimeouts" :loading="checking" type="primary">
-          <el-icon><Refresh /></el-icon>
-          手动检查超时
-        </el-button>
-        <el-button @click="loadData" :loading="loading">
-          <el-icon><Refresh /></el-icon>
-          刷新数据
-        </el-button>
-      </div>
-    </div>
-
-    <!-- 统计卡片 -->
-    <div class="stats-cards">
-      <el-card class="stat-card">
-        <div class="stat-content">
-          <div class="stat-number">{{ stats?.totalRiskUsers || 0 }}</div>
-          <div class="stat-label">风险用户</div>
-        </div>
-      </el-card>
-      <el-card class="stat-card">
-        <div class="stat-content">
-          <div class="stat-number">{{ stats?.totalBlacklistedUsers || 0 }}</div>
-          <div class="stat-label">拉黑用户</div>
-        </div>
-      </el-card>
-      <el-card class="stat-card">
-        <div class="stat-content">
-          <div class="stat-number">{{ stats?.totalOverdueTransfers || 0 }}</div>
-          <div class="stat-label">超时转账</div>
-        </div>
-      </el-card>
-      <el-card class="stat-card">
-        <div class="stat-content">
-          <div class="stat-number">{{ stats?.todayOverdueTransfers || 0 }}</div>
-          <div class="stat-label">今日超时</div>
-        </div>
-      </el-card>
-    </div>
-
-    <!-- 标签页 -->
-    <el-tabs v-model="activeTab" class="risk-tabs">
-      <!-- 风险用户 -->
-      <el-tab-pane label="风险用户" name="riskUsers">
-        <div class="table-container">
-          <el-table :data="riskUsers" v-loading="loading" stripe>
-            <el-table-column prop="id" label="用户ID" width="80" />
-            <el-table-column prop="username" label="用户名" width="120" />
-            <el-table-column prop="real_name" label="真实姓名" width="120" />
-            <el-table-column prop="phone" label="手机号" width="130" />
-            <el-table-column prop="risk_reason" label="风险原因" min-width="200" />
-            <el-table-column prop="created_at" label="标记时间" width="180">
-              <template #default="{ row }">
-                {{ formatDate(row.created_at) }}
-              </template>
-            </el-table-column>
-            <el-table-column label="状态" width="100">
-              <template #default="{ row }">
-                <el-tag v-if="row.is_blacklisted" type="danger">已拉黑</el-tag>
-                <el-tag v-else type="warning">风险用户</el-tag>
-              </template>
-            </el-table-column>
-            <el-table-column label="操作" width="200">
-              <template #default="{ row }">
-                <el-button 
-                  v-if="!row.is_blacklisted" 
-                  @click="blacklistUser(row)" 
-                  type="danger" 
-                  size="small"
-                >
-                  拉黑
-                </el-button>
-                <el-button 
-                  v-else 
-                  @click="unblacklistUser(row)" 
-                  type="success" 
-                  size="small"
-                >
-                  解除拉黑
-                </el-button>
-                <el-button @click="viewUserDetail(row)" size="small">
-                  查看详情
-                </el-button>
-              </template>
-            </el-table-column>
-          </el-table>
-        </div>
-      </el-tab-pane>
-
-      <!-- 超时转账 -->
-      <el-tab-pane label="超时转账" name="overdueTransfers">
-        <div class="table-container">
-          <el-table :data="overdueTransfers" v-loading="loading" stripe>
-            <el-table-column prop="id" label="转账ID" width="80" />
-            <el-table-column prop="from_username" label="发送方" width="120" />
-            <el-table-column prop="to_username" label="接收方" width="120" />
-            <el-table-column prop="amount" label="金额" width="100">
-              <template #default="{ row }">
-                ¥{{ row.amount }}
-              </template>
-            </el-table-column>
-            <el-table-column prop="deadline_at" label="截止时间" width="180">
-              <template #default="{ row }">
-                {{ formatDate(row.deadline_at) }}
-              </template>
-            </el-table-column>
-            <el-table-column prop="overdue_at" label="超时时间" width="180">
-              <template #default="{ row }">
-                {{ formatDate(row.overdue_at) }}
-              </template>
-            </el-table-column>
-            <el-table-column label="状态" width="100">
-              <template #default="{ row }">
-                <el-tag type="danger">已超时</el-tag>
-              </template>
-            </el-table-column>
-            <el-table-column label="操作" width="120">
-              <template #default="{ row }">
-                <el-button @click="viewTransferDetail(row)" size="small">
-                  查看详情
-                </el-button>
-              </template>
-            </el-table-column>
-          </el-table>
-        </div>
-      </el-tab-pane>
-    </el-tabs>
-
-    <!-- 用户详情对话框 -->
-    <el-dialog v-model="userDetailVisible" title="用户详情" width="600px">
-      <div v-if="selectedUser" class="user-detail">
-        <el-descriptions :column="2" border>
-          <el-descriptions-item label="用户ID">{{ selectedUser.id }}</el-descriptions-item>
-          <el-descriptions-item label="用户名">{{ selectedUser.username }}</el-descriptions-item>
-          <el-descriptions-item label="真实姓名">{{ selectedUser.real_name || '未设置' }}</el-descriptions-item>
-          <el-descriptions-item label="手机号">{{ selectedUser.phone || '未设置' }}</el-descriptions-item>
-          
-          <el-descriptions-item label="余额">¥{{ selectedUser.balance }}</el-descriptions-item>
-          <el-descriptions-item label="风险原因" :span="2">{{ selectedUser.risk_reason }}</el-descriptions-item>
-          <el-descriptions-item label="拉黑原因" :span="2" v-if="selectedUser.blacklist_reason">
-            {{ selectedUser.blacklist_reason }}
-          </el-descriptions-item>
-          <el-descriptions-item label="注册时间">{{ formatDate(selectedUser.created_at) }}</el-descriptions-item>
-          <el-descriptions-item label="拉黑时间" v-if="selectedUser.blacklisted_at">
-            {{ formatDate(selectedUser.blacklisted_at) }}
-          </el-descriptions-item>
-        </el-descriptions>
-      </div>
-    </el-dialog>
-
-    <!-- 转账详情对话框 -->
-    <el-dialog v-model="transferDetailVisible" title="转账详情" width="600px">
-      <div v-if="selectedTransfer" class="transfer-detail">
-        <el-descriptions :column="2" border>
-          <el-descriptions-item label="转账ID">{{ selectedTransfer.id }}</el-descriptions-item>
-          <el-descriptions-item label="金额">¥{{ selectedTransfer.amount }}</el-descriptions-item>
-          <el-descriptions-item label="发送方">{{ selectedTransfer.from_username }}</el-descriptions-item>
-          <el-descriptions-item label="接收方">{{ selectedTransfer.to_username }}</el-descriptions-item>
-          <el-descriptions-item label="创建时间">{{ formatDate(selectedTransfer.created_at) }}</el-descriptions-item>
-          <el-descriptions-item label="截止时间">{{ formatDate(selectedTransfer.deadline_at) }}</el-descriptions-item>
-          <el-descriptions-item label="超时时间">{{ formatDate(selectedTransfer.overdue_at) }}</el-descriptions-item>
-          <el-descriptions-item label="状态">
-            <el-tag type="danger">已超时</el-tag>
-          </el-descriptions-item>
-          <el-descriptions-item label="描述" :span="2">
-            {{ selectedTransfer.description || '无' }}
-          </el-descriptions-item>
-        </el-descriptions>
-      </div>
-    </el-dialog>
-  </div>
-</template>
-
-<script setup>
-import { ref, onMounted } from 'vue'
-import { ElMessage, ElMessageBox } from 'element-plus'
-import { Refresh } from '@element-plus/icons-vue'
-import api from '../utils/api'
-
-const loading = ref(false)
-const checking = ref(false)
-const activeTab = ref('riskUsers')
-const riskUsers = ref([])
-const overdueTransfers = ref([])
-const stats = ref({
-  totalRiskUsers: 0,
-  totalBlacklistedUsers: 0,
-  totalOverdueTransfers: 0,
-  todayOverdueTransfers: 0
-})
-
-const userDetailVisible = ref(false)
-const transferDetailVisible = ref(false)
-const selectedUser = ref(null)
-const selectedTransfer = ref(null)
-
-// 加载数据
-const loadData = async () => {
-  loading.value = true
-  try {
-    await Promise.all([
-      loadRiskUsers(),
-      loadOverdueTransfers(),
-      loadStats()
-    ])
-  } catch (error) {
-    console.error('加载数据失败:', error)
-    ElMessage.error('加载数据失败')
-  } finally {
-    loading.value = false
-  }
-}
-
-/**
- * 加载风险用户
- */
-const loadRiskUsers = async () => {
-  try {
-    const response = await api.get('/risk/users')
-    if (response.data && Array.isArray(response.data.data.users)) {
-      riskUsers.value = response.data.data.users
-    } else {
-      riskUsers.value = []
-    }
-  } catch (error) {
-    console.error('加载风险用户失败:', error)
-    // 确保即使出错也有默认空数组
-    riskUsers.value = []
-  }
-}
-
-/**
- * 加载超时转账
- */
-const loadOverdueTransfers = async () => {
-  try {
-    const response = await api.get('/risk/overdue-transfers')
-    if (response.data && Array.isArray(response.data.data.transfers)) {
-      overdueTransfers.value = response.data.data.transfers
-    } else {
-      overdueTransfers.value = []
-    }
-  } catch (error) {
-    console.error('加载超时转账失败:', error)
-    // 确保即使出错也有默认空数组
-    overdueTransfers.value = []
-  }
-}
-
-/**
- * 加载统计数据
- */
-const loadStats = async () => {
-  try {
-    const response = await api.get('/risk/stats')
-    if (response.data && response.data.data) {
-      stats.value = {
-        totalRiskUsers: response.data.data.riskUsersCount || 0,
-        totalBlacklistedUsers: response.data.data.blacklistedUsersCount || 0,
-        totalOverdueTransfers: response.data.data.overdueTransfersCount || 0,
-        todayOverdueTransfers: response.data.data.todayOverdueCount || 0
-      }
-    } else {
-      // 如果响应数据格式不正确，使用默认值
-      stats.value = {
-        totalRiskUsers: 0,
-        totalBlacklistedUsers: 0,
-        totalOverdueTransfers: 0,
-        todayOverdueTransfers: 0
-      }
-    }
-  } catch (error) {
-    console.error('加载统计数据失败:', error)
-    // 确保即使出错也有默认值
-    stats.value = {
-      totalRiskUsers: 0,
-      totalBlacklistedUsers: 0,
-      totalOverdueTransfers: 0,
-      todayOverdueTransfers: 0
-    }
-  }
-}
-
-// 手动检查超时
-const checkTimeouts = async () => {
-  checking.value = true
-  try {
-    await api.post('/risk/check-timeouts')
-    ElMessage.success('检查完成')
-    await loadData()
-  } catch (error) {
-    console.error('检查超时失败:', error)
-    ElMessage.error('检查超时失败')
-  } finally {
-    checking.value = false
-  }
-}
-
-// 拉黑用户
-const blacklistUser = async (user) => {
-  try {
-    const { value: reason } = await ElMessageBox.prompt(
-      '请输入拉黑原因',
-      '拉黑用户',
-      {
-        confirmButtonText: '确定',
-        cancelButtonText: '取消',
-        inputPattern: /.+/,
-        inputErrorMessage: '拉黑原因不能为空'
-      }
-    )
-    
-    await api.post(`/risk/blacklist/${user.id}`, { reason })
-    ElMessage.success('用户已拉黑')
-    await loadData()
-  } catch (error) {
-    if (error !== 'cancel') {
-      console.error('拉黑用户失败:', error)
-      ElMessage.error('拉黑用户失败')
-    }
-  }
-}
-
-// 解除拉黑
-const unblacklistUser = async (user) => {
-  try {
-    await ElMessageBox.confirm(
-      `确定要解除用户 ${user.username} 的拉黑状态吗？`,
-      '解除拉黑',
-      {
-        confirmButtonText: '确定',
-        cancelButtonText: '取消',
-        type: 'warning'
-      }
-    )
-    
-    await api.post(`/risk/unblacklist/${user.id}`)
-    ElMessage.success('已解除拉黑')
-    await loadData()
-  } catch (error) {
-    if (error !== 'cancel') {
-      console.error('解除拉黑失败:', error)
-      ElMessage.error('解除拉黑失败')
-    }
-  }
-}
-
-// 查看用户详情
-const viewUserDetail = (user) => {
-  selectedUser.value = user
-  userDetailVisible.value = true
-}
-
-// 查看转账详情
-const viewTransferDetail = (transfer) => {
-  selectedTransfer.value = transfer
-  transferDetailVisible.value = true
-}
-
-// 格式化日期
-const formatDate = (dateString) => {
-  if (!dateString) return '-'
-  return new Date(dateString).toLocaleString('zh-CN')
-}
-
-onMounted(() => {
-  loadData()
-})
-</script>
-
-<style scoped>
-.risk-management {
-  padding: 20px;
-}
-
-.page-header {
-  display: flex;
-  justify-content: space-between;
-  align-items: center;
-  margin-bottom: 20px;
-}
-
-.page-header h1 {
-  margin: 0;
-  color: #303133;
-}
-
-.header-actions {
-  display: flex;
-  gap: 10px;
-}
-
-.stats-cards {
-  display: grid;
-  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
-  gap: 20px;
-  margin-bottom: 20px;
-}
-
-.stat-card {
-  text-align: center;
-}
-
-.stat-content {
-  padding: 10px;
-}
-
-.stat-number {
-  font-size: 32px;
-  font-weight: bold;
-  color: #409EFF;
-  margin-bottom: 5px;
-}
-
-.stat-label {
-  font-size: 14px;
-  color: #909399;
-}
-
-.risk-tabs {
-  background: white;
-  border-radius: 4px;
-  padding: 20px;
-}
-
-.table-container {
-  margin-top: 20px;
-}
-
-.user-detail,
-.transfer-detail {
-  padding: 20px 0;
-}
-
-:deep(.el-descriptions__label) {
-  font-weight: bold;
-}
-
-:deep(.el-table) {
-  font-size: 14px;
-}
-
-:deep(.el-table th) {
-  background-color: #f5f7fa;
-}
-</style>
\ No newline at end of file