diff --git a/src/views/Users.vue b/src/views/Users.vue
index 0a59652..86fcd93 100644
--- a/src/views/Users.vue
+++ b/src/views/Users.vue
@@ -145,11 +145,11 @@
           <template #default="{ row }">
             <div class="account-type-cell">
               <el-tag 
-                :type="row.is_system_account ? 'warning' : 'success'" 
+                :type="getAccountTypeColor(row)" 
                 size="small"
                 effect="light"
               >
-                {{ row.is_system_account ? '虚拟商户' : '普通商户' }}
+                {{ getAccountTypeText(row) }}
               </el-tag>
               <el-icon 
                 v-if="row.is_system_account" 
@@ -291,6 +291,7 @@
                 <el-form-item label="账户类型" prop="accountType">
                   <el-radio-group v-model="userForm.accountType">
                     <el-radio label="normal">普通商户</el-radio>
+                    <el-radio label="direct">直营商户</el-radio>
                     <el-radio label="virtual">虚拟商户</el-radio>
                   </el-radio-group>
                 </el-form-item>
@@ -302,6 +303,11 @@
                 虚拟商户：用于新用户资金流向，对其他商户显示为普通商户，仅后台可见标识
               </el-text>
             </div>
+            <div class="account-type-tip" v-if="userForm.accountType === 'direct'">
+              <el-text size="small" type="warning">
+                直营商户：具有特殊权限
+              </el-text>
+            </div>
             
             <el-row :gutter="20">
               <el-col :span="12">
@@ -863,7 +869,7 @@ const showEditDialog = (user) => {
     username: user.username,
     password: '',
     role: user.role,
-    accountType: user.is_system_account ? 'virtual' : 'normal',
+    accountType: user.is_system_account ? 'virtual' : (user.is_direct_account ? 'direct' : 'normal'),
     avatar: user.avatar || '',
     realName: user.real_name || '',
     idCard: user.id_card || '',
@@ -896,6 +902,7 @@ const handleSubmit = async () => {
       username: userForm.username,
       role: userForm.role,
       isSystemAccount: userForm.accountType === 'virtual', // 转换为后端字段
+      isDirectAccount: userForm.accountType === 'direct', // 转换为后端字段
       avatar: userForm.avatar,
       realName: userForm.realName,
       idCard: userForm.idCard,
@@ -1091,6 +1098,20 @@ const formatPoints = (points) => {
   return Number(points).toLocaleString()
 }
 
+// 获取账户类型显示文本
+const getAccountTypeText = (row) => {
+  if (row.is_system_account) return '虚拟商户'
+  if (row.is_direct_account) return '直营商户'
+  return '普通商户'
+}
+
+// 获取账户类型标签颜色
+const getAccountTypeColor = (row) => {
+  if (row.is_system_account) return 'warning'
+  if (row.is_direct_account) return 'danger'
+  return 'success'
+}
+
 // 组件挂载时获取数据
 onMounted(() => {
   fetchUsers()